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Angel Heart Cards

Pick card A or B.  Answers will be posted later today so be sure to check back so you can receive your message.


“Marks (Howard Marks co-chairman of Oaktree Capital Management) said that we are not in a free market environment...he does not believe that market conditions have changed enough to warrant the interest rate reduction on the 10-year government bond from 6% eight years ago to 2% today. He said the interest rate is artificially low due to the Federal Reserve intervention...

…but he does not believe conditions are bad enough or inflation low enough to warrant in the current 2% rate. This is an artificial rate, and Marks said it is difficult to predict what the natural rate should be if it were left alone or whether it will be left alone…Since the 2008 financial crisis, you cannot get paid for safety and liquidity, according to Marks…”, … 19 more words


“It’s dumb for Fannie, Freddie, FHA, VA, the FDIC, or any regulated bank who is (or has access to) an experienced and scale mortgage lender and loan servicer to fire-sell nonperforming mortgages in bulk to speculative private investors...

…these institutions all have very low cost-of-funds and/or significant leverage; typically much better than most speculative buyers would have. As long as they mark these loans to market, they should hold them and decide what is the best course of action to maximize value for their institution and minimize pain to the struggling home borrower. 1,101 more words


Divorce and I have Been There

I am a divorcee but it has been many years. My ex-husband and I didn’t have any children, which actually turned out to be a good thing. 399 more words


12-year-old launched to fame by Obama diss


The Atlanta Journal-Constitution

Many 12-year-olds have figured out how to become overnight internet sensations.

Twerk. Try to swallow a spoonful of cinnamon. Sing like Beebs. 1,070 more words


Man shot by Los Angeles police used assumed French identity


A French official says a homeless ex-con who was killed by Los Angeles police had stolen the identity of a French citizen and was living under an assumed name… 110 more words