Tags » Mortgages

Many Differing Options

An article in the Scotsman takes a good look at a lot of different ways to get onto the property market.  Since the introduction of the new stamp duty system in Scotland last year, LBTT, there has been a big increase in the amount of residential properties being sold.   103 more words

News Story

5 key considerations before applying for a mortgage

1. Save for a deposit.

Whilst , in general there are more low deposit mortgages available than a few years ago, the more you save into your deposit, the lower (usually) your interest rate will be. 320 more words

Affordability

Mortgage Credit Directive could impact mortgage borrowers

Following the introduction of new affordability rules last year under the Mortgage Market Review, there is a second piece of regulation coming forward in 2016 that could impact mortgage borrowers again. 191 more words

Affordability

Rising mortgages can raise the price of housing in 2015, according to Moody's

Moody’s, the credit rating agency believes that the rising of mortgages in Spain could reinforce the Spanish property market recovery in 2015 and this consequently raise housing prices. 260 more words

FHA Property Flip Rules 2015

As of January 1, 2015, the exception to selling homes with FHA financing within 90 days of seller acquisition has expired. HUD defines a flip as the “purchase and subsequent resale of a property in a short period of time.” 277 more words

Beware of Mortgage or Title Fraud

In a time where identity theft and Ponzi schemes are plastered across the daily news, the last thing you want to worry about is yet another way to lose your hard-earned money. 826 more words

Real Estate